FOLITIC
Staking Yields (APY)
Staking Yields (APY)
Explore Yield Products
Discover crypto yield products, compare providers and published APY, and explore the fees, liquidity and history behind each rate. Staking, lending and yield vaults are different ways to earn; understand the mechanism before comparing the numbers.
| # | Service Providers | Yield Type | DeFi/CeFi | |||
|---|---|---|---|---|---|---|
| Loading yield products… | ||||||
Variable annualized rates, not guaranteed returns. Rate bases differ: base lending APY, reward-inclusive strategy APY and token staking APY. Gas and taxes are excluded. APR is labeled separately. Default order uses the largest covered pool per asset; it is not a recommendation or safety ranking. Products may be unavailable in your jurisdiction.
Yield types
Service providers
Frequently Asked Questions (FAQ)
How do crypto yield products generate returns?
Staking rewards come from network validation. Lending interest comes from borrowers. Liquidity provision can earn trading fees and incentives, while custodial Earn products follow a platform’s own terms. These mechanisms have different risks; a token offering a yield is not necessarily being staked.
What is the difference between APY and APR?
APR is an annualized simple rate. APY includes a compounding convention. This directory keeps published APR separate and does not silently convert it into APY. Aave and Morpho base APY exclude separate incentives; Beefy strategy APY includes auto-compounded rewards. Liquid staking token rates reflect token staking exposure. Check the rate basis and fee note before comparing. Gas, taxes and changes in token value are not included.
What risks matter when comparing DeFi yields?
Smart-contract failures, oracle errors, collateral losses, bad debt, bridge failures and withdrawal liquidity can all affect outcomes. Staking can also involve slashing and unbonding. A higher rate or a larger pool is not evidence of safety. Rates can change before or after a deposit.
How do CeFi products differ from DeFi?
CeFi generally places assets in a platform’s custody and exposes the holder to its solvency and withdrawal rules. Account eligibility, jurisdictions and promotional tiers may limit an advertised rate. The CeFi tab covers exchange-issued liquid staking tokens: Binance BNSOL, Bybit bbSOL and Crypto.com CDCSOL. These are on-chain SOL staking products, not custodial account savings, flexible/locked Earn offers or promotional rates. No exchange account or wallet is connected to FOLITIC.
Are stablecoin yields risk-free?
No. A stablecoin can lose its peg, face redemption limits or depend on reserve and issuer arrangements. Lending it adds the product’s own risks. Compare the mechanism, collateral, custody and ability to exit rather than choosing the highest headline percentage.
How are FOLITIC’s yield figures selected and updated?
This directory uses read-only public protocol data. Available products are grouped by their exact token contract and network. Sources include Aave V3, listed Morpho V1 vaults, Lido, Beefy vaults and Kamino’s Solana liquid-staking analytics. The shared snapshot checks rates approximately every 30 minutes while requested; each product shows its observation or retrieval time. This is a selected universe, not CoinMarketCap’s complete catalog. Missing or expired data are not treated as zero.
Data notes & methodology
Yield sources: Aave, Morpho Lido, Beefy and Kamino. Market context: CoinLore. This is an independent FOLITIC comparison, not a full reproduction of another provider’s catalog or rankings.
Aave covers active V3 reserves on Ethereum, Base, Arbitrum, Optimism, Polygon and Avalanche. Frozen, paused and supply-cap-reached reserves are excluded. Its supply APY excludes separately paid incentives. Morpho covers up to 1,000 listed V1 vaults with at least $10,000 in supplied assets; net base APY is after the performance fee and excludes incentives. Reward-inclusive APY is shown separately in details. Vault curators and collateral allocations differ; inclusion is not an endorsement.
Lido’s seven-day average stETH APR is net of its 10% reward fee. It is shown as APR, with no invented APY. The chart shows daily net APR observations. Morpho charts use observed net APY without rewards; Aave charts use the available supply APY samples. Charts are yield histories, not token price performance or realized investor returns.
Beefy covers active standard vaults with at least $10,000 TVL and finite APY between −100% and 1,000%. Its strategy APY includes compounded rewards and applicable trading/lending yield, after the reported performance fee. It is not base-only APY. Multi-asset positions are marked as liquidity-pool tokens; impermanent loss, underlying strategy risks and exit costs apply. Historical Beefy APY is not connected.
Kamino supplies token staking APY and available history for selected Solana liquid staking tokens. Mint identities are matched to the Sanctum registry. CeFi identifies the centralized issuer of BNSOL, bbSOL or CDCSOL; the covered product is an on-chain token, not an exchange-account Earn deposit. Exchange bonuses and account-specific terms are not included. The feed does not publish a complete fee schedule. A token’s market price can diverge from its redemption value.
Rows represent exact asset-and-network identities. Wrapped and native assets are distinct. Directory order defaults to the largest individual covered reserve or vault for each asset, not market-cap rank or a safety score. The APY range spans the covered products only. Pool sizes can overlap economically and must not be added as independent market capitalization. Prices, transaction fees, taxes and withdrawal costs can change the result.
Each source is checked separately about every 30 minutes while requested, with dated snapshots retained during outages. Last-available states are shown; snapshots more than seven days old are removed. The browser checks the shared cache every two minutes. These checks do not guarantee immediate updates or product availability. Custodial account Earn and fixed-term locked Earn rates are not connected; no rates are invented to fill gaps. No account, wallet connection or deposit is required to use this research page.
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